Cost of Study in Canada: Tuition & Fees, Living Expenses 2024-2025
Your ability to complete your educational objectives depends on choosing the appropriate course at your ideal Canadian university. An essential part of promoting education in Canada is funding. To be admitted to the program of your choice, you must follow a process and fulfill requirements at a Canadian university as an international student. This process has a number of steps, and each one necessitates a financial investment. Knowing how much money is needed will help me get ready for my studies in Canada. This blog will walk you through the overall cost of attending school in Canada to help you get ready.
Factor For the Cost of Study in Canada
Let’s take a broad look at the cost of studying in Canada for Indian students before we get into the specifics of the overall costs. As an international student, you will incur costs in two phases, as shown in the table below, including the typical cost of studying in Canada. One is the application process for your ideal Canadian university. Two, you move to Canada to begin your studies after the university accepts your student application.
| Type of Expense | Cost |
| IELTS/TOEFL (one-time) | 15,500 INR (254 CAD)/ $180-$325 (241 CAD- 436 CAD) |
| Purchase of GIC (one-time) | 6,10,600 INR/10,000 CAD |
| Tuition fee (per annum) | 18,227 CAD/11,13,000 INR-48,360 CAD/29,53,000 INR |
| Application Fee (one-time) | 10,000 INR |
| Application for student visa (one-time) | 9,200 INR/150 CAD |
| Visa Procedure (one-time) | 4,500 INR |
| Flight tickets (to Canada) | 1,00,000 INR-2,00,000 INR |
| Living expenses (per year) | 5,00,000 INR |
| Total | 32,69,800 INR (approx.) |
Note: According to the current scenario, the costs listed in the table are the most accurate estimates. Depending on the course, college, and way of life of your choice, tuition costs, application fees, and living expenses will vary.
The following is a list of the main elements that affect how much it costs to study in Canada:
- Cost of studying in Canada for Indian students
- Living expenses while studying in Canada
- Other essential costs of studying in Canada
- Pre-arrival & post-arrival costs
Cost Of Studying In Canada For Indian Students
The table below shows the typical Canada fees for international students enrolled in undergraduate (UG) and postgraduate (PG) programs. This represents the typical tuition for foreign students taking a course in Canada for the first year. You will be required to pay a portion of this at the time of admission, and the remaining portion must be paid once you have arrived in Canada..
| Program | Average Tuition Fee |
| Undergraduate | 31,200 CAD/1,900,000 INR-49,130CAD/ 30,00,000 INR per annum |
| Postgraduate | 24,760 CAD/15,12,000 INR- 45,035 CAD/27,50,000 INR per annum |
Let’s look at the prices for various courses at Canadian universities for foreign students now:
| Program | Field of study | Average tuition fee (per annual) |
| Undergraduate | B.Tech | 35,472 CAD/21,66,000 INR |
| Undergraduate | BBA | 26,730 CAD/16,32,000 INR |
| Undergraduate | MBBS | 48,360 CAD/29,53,000 INR |
| Undergraduate | BSc | 31,190 CAD/19,04,000 INR |
| Postgraduate | MS | 18,227 CAD/11,13,000 INR |
| Postgraduate | M.Eng | 24,760 CAD/15,12,000 INR |
| Postgraduate | MBA | 45,084 CAD/27,53,000 INR |
Living Expenses Included In Total Cost Of Studying In Canada
Indian students’ living costs and tuition at Canadian universities are included in their overall cost of attendance. The Canadian university you choose to attend and the course you enroll in determine your Canada fees for international students. You must pay the university the Canadian tuition fees for your course after you receive the university’s unconditional offer letter. While some universities may ask you to pay Canada study fees for the first year, others may charge you per term.
The cost of living in Canada varies according to the city you live in and the lifestyle you choose. In the table below, we’ve listed the variables that affect the overall cost of studying in Canada in rupees as well as their average costs.
| Factors | Average Monthly Cost |
| Accommodation | 24,500 INR/400 CAD- 36,700 INR/600 CAD |
| Food & Grocery | 12,053 INR/200 CAD-18,000 INR/300 CAD |
| Transportation | 6,000 INR/100 CAD-15,000 INR/250 CAD |
| Internet | 1,800 INR/30 CAD-3,000 INR/50 CAD |
| Miscellaneous | 36,200 INR/600 CAD-42,200 INR/700 CAD |
Cost Of Study in Canada
There are a few additional necessary expenses that you will have as an international student in Canada, in addition to the tuition fee and living costs. For your convenience, we have listed them below in detail.
Visa Fees
A study permit application in Canada costs 150 CAD/9,170 INR. The cost to provide biometrics (fingerprints and a picture) is 85 CAD or 5,200 INR.
Application Fees
Each institution charges a fee for applications depending on the program you apply for. It varies for international students between 45 CAD (2,750 INR) and 200 CAD (12,220 INR). Along with academic or work experience transcripts, you must submit your language proficiency test results to each university when applying.
Certificat d’acceptation du Quebec (CAQ)
International students must obtain study authorization from the governments of Quebec and Canada in order to enroll in universities in Québec. Applying for a certificate of acceptance based on the length of the course is one way to go about it. You must pay 114 CAD /6,970 INR for the application fee and other costs associated with sending the documents to Quebec in order to proceed (approximately 2,000 INR).
Overseas Student Health Cover
It is a requirement for international students studying in Canada to have health insurance. The cost of studying in Canada for Indian students includes this obligation because it is a legal requirement. Some Canadian provinces offer free health insurance for international students living in their state. If you want to know if the Canadian university you have been admitted to is eligible for free health insurance, you can check the official website of Canadian immigration. When you arrive in Canada, you must submit an application for health insurance.
You must buy health insurance if the government of the Canadian province where you will be staying does not provide free health insurance. For the duration of the visit, this must cover all medical issues. You must have health insurance before you can apply for a student visa to Canada. Before you start your term, you must present your university with the insurance certificate.
Health insurance premiums typically cost between 600 CAD (36,700 INR) and 900 CAD (54,950 INR) per year. The average cost of studying in Canada must take into account.
Proof of funds
One must provide proof of sufficient funds and pay the university fees for international students in Canada. This is a requirement for getting a study permit. The table below provides a summary of how much money you need to have to support yourself while you are a student. These are separate from the tuition costs. To obtain a Canadian student visa, you must pay the total amount of tuition and other fees listed in the table below. Please keep in mind that these only cover money if you are bringing some family members to Canada, which incurs additional costs.
| Region | Funds required for one year | Funds required for one month |
| Outside Quebec | 6,10,990 INR/ 10,000 CAD | 50,900 INR /833 CAD |
| Inside Quebec | Less than 18 years of age: 4,01,400 INR/6,569 CAD 18+ age: 8,02,476 INR/ 13,134 CAD | Less than 18 years of age: 33,421 INR/547 CAD 18+ age: 66,900 INR/ 1,095 CAD |
You can secure these funds by buying a Guaranteed Investment Certificate, taking out a student loan, or finding a sponsor who will help you.
Purchase of GIC (Guaranteed Investment Certificate)
This serves as one of the financial proof documents needed to obtain a student permit. The students must adjust the first year’s living expenses by purchasing a special guaranteed investment certificate (GIC) from one of the participating banks, such as Nova Scotia Bank, ICICI Bank, SBI Canada Bank, and CIBC Bank, for 10,200 CAD/5,50,000 INR. The bank will deduct about 200 CAD/10,800 INR for administrative costs.
After arriving in Canada, the student receives 2,000 CAD (1,08,000 INR) right away. After that, the students will receive 8,000 CAD/4,40,000 INR in 12 equal payments to cover their monthly living expenses.
Cost Of Studying In Canada: Pre-arrival & Post-arrival Cost
Indian students’ total study expenses in Canada are broken down into pre-arrival and post-arrival costs. Pre-arrival costs cover the costs a student from India will pay to be admitted to a Canadian university. You can determine the price of studying in Canada by using the information we have provided below, which is provided for your reference.
Pre-arrival Cost in Canada
1-Entrance Exams:
In order to enroll in a Canadian university, international students from non-English-speaking nations must pass English language proficiency exams. This assesses a person’s ability to read, write, speak, and listen. You might be required to take subject-specific exams by the university, depending on the program and institution you choose to attend. The total price to study in Canada from India includes this. The table below contains a breakdown of each’s costs.
| Test | Registration fee | Total number of free scorecards | Cost per additional scorecard |
| IELTS | 15,500 INR | 5 | 1,500 INR |
| TOEFL | 15,475 INR /190 USD | 4 | 1,629 INR/20 USD |
| GMAT | 22,400 INR/275 USD | 5 | 2,850 INR/35 USD |
| GRE | GRE General Test & GRE Home Test: 17,350 INR/213 USD GRE Subject Test: 12,200 INR/150 USD | 4 | 2,444 INR/30 USD |
| CAEL | 16,400 INR /268CAD+ tax | 5 | 1,630 INR |
2-Air tickets
A direct flight or one with a stopover are both options from India to Canada. The flight determines the price of the ticket you select, the boarding city, the destination city, the ticket class, the date of purchase, and the date of boarding, from 1,000,000 to 2,000,000 Indian Rupees.
3-Appear for medical test
When you are in India, you must pay all fees associated with the medical examination. This includes any necessary tests, investigations, or treatment and the doctor’s and radiologist’s fees. As advised by the Canadian government’s Immigration division, getting tested by a doctor is required.
4-Post-arrival Cost in Canada
This is not applicable after arrival if you paid a Canadian university fee for tuition, supplies, books, etc., before traveling to Canada. This only applies if you have to start making payments after you sign up for your term.
5- Cost of living
The cost of living is a significant portion of the overall cost of studying in Canada, as was covered in the section on pre-arrival costs. The largest portion of living expenses is the rent for housing. The amount you will spend depends on the type of lodging you select and the city or town where you reside. Let’s go into greater detail regarding the rental of housing, which is included in the total cost of studying in Canada in Indian rupees.
| Type of Accommodation | Cost per month |
| Dormitory | 350 CAD/21,370 INR-600 CAD/36,640 INR |
| Townhouse | 250 CAD/15,300 INR-650 CAD/39,700 INR |
| Shared apartment | 400 CAD/24,400 INR-800 CAD/48,850 INR |
| Unfurnished apartment | 300 CAD/18,300 INR-500 CAD/30,500 INR |
Frequently Asked Questions: Cost of Studying in Canada
The price of studying in Canada includes costs associated with getting accepted into a Canadian university as well as costs incurred once in Canada. In Indian rupees, the approximate total cost of attending school in Canada is 32,69,800 INR.
To study in Canada, an international student must pay the aforementioned costs. Getting a scholarship to lower the tuition is the only way to lower the cost. The majority of Canadian universities provide financial aid to international students. On the university’s official website, you can submit your student application and check to see if you qualify for any scholarships. If your scholarship application is accepted, the university will deduct the appropriate sum from your tuition cost.
Canada is one of the most popular studies abroad countries for international students. The world accepts degrees earned at Canadian universities. During your course, you will receive a high-quality education using a variety of teaching methods. This will assist you in landing a job with prestigious businesses around the world.
The city you live in significantly impacts how much it costs to live there as an international student. Some of Canada’s more affordable cities include Montreal, Ottawa, Kingston, and Calgary.
The cost of living for international students is a little higher in Vancouver and Toronto. Compared to most Canadian cities, the cost of lodging is higher.
This is very good information, Thanks.